National Financial Relief

Debt Management

If you are having difficulty keeping up with your debt repayment we may be able to help. We can advise you of all options available and could help reduce your debts to an affordable amount.

Debt Management

A Debt Management Plan (DMP) is an informal agreement that allows you to lower your monthly debt repayments to an amount that is more affordable for your circumstances. Your monthly debt management payment is determined by analyzing your income, expenses and financial priorities and seeing what money you have left over to pay to your creditors each month.

You can continue to pay your debt management plan until your debts are repaid in full, or until your circumstances change, or until you decide to opt out of it.  It is a flexible plan.

While debt management carries many benefits, it should be noted that there are a number of drawbacks. For instance, your credit rating may be impacted if you are paying reduced payments. As you are likely to be paying a lower amount to all your creditors in a plan it will take longer to clear the debt than it would if you made your contractual payments under the original terms agreed with your lender. You can read more advantages and disadvantages below.

If you are struggling to make your agreed debt repayments, contact us to see if we can help you to make the payments more manageable.

To qualify for a DMP you must be struggling with your unsecured debt repayments and owe money to at least two lenders. You will need to be able to offer a smaller affordable payment each month.

How does a DMP work?

It is relatively straightforward to set up a Debt Management plan because it is an informal arrangement. You can either set up a Debt Management Plan yourself and negotiate with creditors directly or you can use a Debt Management Company.

If you want to go through a Debt Management Company like ourselves, we will negotiate with creditors on your behalf. The first thing we will do is have a chat to see if it is your best option. We analyze your financial situation including expenses and income, your employment, your debts which allows us to work our what you can afford to pay each month into your DMP.

A Debt Management Plan usually continues until you have paid off your debts in full, or until your circumstances change or until you decide to opt out it. It is a flexible plan designed to suit you.

Fill in the form if you would like to find out more about a DMP and if it might be a suitable option for dealing with your debts.

  • At "National Financial Relief" we are driven to providing Debt Relief to people who really need it.

Why Choose National Financial Relief?

1. No Upfront Fees - Saving time and money

We do not charge upfront fees and work within the rules and regulations of the Federal Trade Commission (FTC) insuring to protect consumers from abusive practices of some debt relief companies. You don’t pay unless you see results first.

2. Instant set up

Flexible plans that can meet any budget. Unlike traditional debt settlement companies, our program terms are structured around your financial hardships and budget allowing us to help more clients become debt free.

3. High acceptance rate

With years of negotiation experience and strong relations with creditors, collections companies and law firms across the country, each clients Debt Resolution plan is carefully reviewed to ensure the best possible outcome for any debt enrolled

4. Excellent Customer Service

Our customers come first. Our team of customer service agents understand the financial difficulties our clients are faced with and will assist every step of the way. With years of experience helping clients, each CSA is highly trained and knowledgeable to answer any question quickly and professionally.

Our Philosophy

At National Financial Relief we are driven by providing just that... "Debt Relief" to people who really need it. We believe that everyone should have access to sound advice, information and the best possible options for their situation. We pride ourselves on offering good quality, caring customer service. Our philosophy is reflected in the feedback we receive from our many happy clients and the results in the successful plans we put forward. Read some of our testimonials below taken from our many client reviews.

Have Questions?

Request a Callback

We will get back within 24 hours.

Success

Thanks for subscribing!

See how much you can save every month — with your personalized plan from National Financial Relief.

*We're so confident that we can help you achieve your goal of becoming debt-free in a reasonable time, that we back it up with a 6-month 100% money back guarantee on the services, support, and benefits you receive.

Wait! Need help now?
Call Us. 877-505-3535

Get Out Of Debt

See how quickly you can

See how much you can save every month — with your personalized plan from National Financial Relief.

*We're so confident that we can help you achieve your goal of becoming debt-free in a reasonable time, that we back it up with a 6-month 100% money back guarantee on the services, support, and benefits you receive.